With event like savings, financial developing, social work, and visiting, the team incorporate the knowledge of experience by using the interest and technological wise of next-generation advertisers. Make an effort to interested on all fronts, the ACE teams never wavered in a consignment to produce assistance to regarding within our towns and develop work in Georgia. In a reflection for the communities most people serve, the workers is actually ethnically diverse and stay outlying, residential district, and urban towns throughout North Georgia.
Our Workers
Director and Chief Executive Officer, MBA
Fricks started award-winning having access to cash for business owners, Inc. (ACE), a Georgia nonprofit company which enables underserved business proprietors raise their own people through financing, training and connectivity. In 2018, financial of The united states and SunTrust support honored ACE for outstanding affect of supplying greater than $60 million in funding, aiding a lot more than 900 small business owners, and assisting produce or keep hold of 7,700 tasks for Georgians. Fricks is truly one of Bizwomen’s 100 people to observe, a Women Who intend companies Honoree by Atlanta organization Chronicle and the other associated with the 100 Nearly all important Georgians by Georgia phenomenon Magazine. She was actually honored with a Vision of superiority Award by way of the Atlanta company category and presented with the Inaugural life time triumph Award by Startup Atlanta. SBA Georgia called Fricks as savings Services champ of the Year. Any time asked what this lady biggest strength try, she will let you know that it really is this model capability enable people to satisfy their unique goals. That’s precisely what she’s proficient at, and that is exactly what excites this model. Fricks currently acts about Advisory aboard for Atlanta’s Women’s Entrepreneurship action (WEI), the Board of Directors of Appalachian neighborhood personal loan for bad credit in NE investment, the Fifth Third Advisory Board and spend Atlanta’s brand new marketplace taxation debt deck. She actually is a past member of the state table of administrators of connection for organization chance (AEO) and panel of Trustees of North Georgia Technical College. Fricks, a small business owner for longer than 15 years, can be a former aboard person in the National group of Women companies, Atlanta part. The girl undergraduate was in cultural operate from University of Tennessee at Martin and her MBA scales from the college of Memphis.
Ray Pennie
President of Sales Growth
Pennie might chairman of Business growth for ACE and functions as the leader of ACE’s system companies and business owner educational recreation. Prior to becoming a member of ACE, Pennie is Vice President of organization developing for Clearpoint, and am to blame for dealing with a national sales developing organization that broadened Clearpoint’s goal of financial ability, degree and sessions outreach to underserved economic associations. The service have a distinctive involvement in serving minimal- to moderate- returns populations, Hispanics, pros, and elderly People in the us. Their organization was important in promoting newer and diverse income streams by developing tactical associations with nationwide corporations and non-profits to advance expand the agency’s impact and reach. In advance of joining Clearpoint, Pennie was manager of selling at Dividend The usa advertisement credit, exactly where the man directed this business progress professionals. Pennie have significantly more than 28 a great deal of expertise in the banks and loans industry operating in professional, domestic credit and application maintenance. Pennie presently provides on table for Better Business Bureau of Metro Atlanta, Athens & North Georgia and previously served as vice-president for your PTSA of Chamblee constitution university. He or she is a past member of the deck of pursuit 35 Advocacy, an application for finishing experienced homelessness. Prior to starting his profession, Pennie proudly was used for six age in U.S. Navy as a Cryptologic technological user. Pennie went to Capella University just where this individual learnt companies administration.
Tim K. Griffis, CFA
Fundamental Performing Specialist
As Chief functioning specialist, Griffis holds ACE’s President from the utilization of strategic initiatives and supervises the credit and providing divisions. Griffis brings significantly more than twenty-five years of financial solutions knowledge with the state and also arranged a variety of executive functions in retail, customer and businesses bank as well as plethora managing. In advance of joining serve, Griffis lately supported as elderly vice-president of industrial banking for Synovus financial during the Atlanta region. Before, they worked as a branch business movie director when it comes to Georgia-South Carolina section of places lender, where they produced a gameplan the financial institution to function effectively with small businesses. Before joining ACE’s authority personnel, Griffis was used on their Board of administrators, so he keeps took part in numerous social and volunteer functions in communities instance environment for humans, Rotary, United means, girls and boys group, and multiple Chamber of business companies. Griffis generated a Bachelor of company management in finance from Georgia Southern college. He or she is a native Georgian and includes worked well in a variety of networks across Georgia, contains Macon, Savannah, Valdosta, and Atlanta. Griffis has a Chartered savings expert designation and it is a part regarding the Atlanta world of fund and financial Pros.
