Positives
- Fast
- Simple
- Secure
- When, everywhere
- No application charges
- Zero equity
- No guarantors
- No wahala!
On the United states
Fido Small Borrowing from the bank (FIDO) is a lender based in Accra, Ghana and you can authorized by Bank from Ghana. FIDO will bring actually quite easy small-term funds, named FIDO Fund. The customers can put on having a great FIDO Financing directly from its own smart phone and you will discover a card decision within minutes. The mortgage is obtainable so you can writers and singers, micro enterpreneus and you will SMEs to enhance the businesses. Simply a one-day verification of ID and you may mobile money account required prior to disbursement of the currency. Zero security or guarantors are expected.
Faq’s
Try FIDO signed up to add financing when you look at the Ghana? Sure. FIDO try subscribed by the Bank regarding Ghana to incorporate loans. Which are the charge to utilize Fido? There are no Initial Costs for making use of the latest FIDO cellular application or trying to get an effective FIDO Mortgage. I charges a processing payment and that’s expose into customer just before recognizing a loan, and so are paid only once you get the currency, if the loan arrives to possess installment. What can I take advantage of the fresh FIDO Financing getting? Customers may use new money to expand its small businesses. Financing really should not be used for illegal issues Do you know the eligibility requirements? To qualify for an effective FIDO Financing, you prefer a valid ID and Mobile Money.
- ID Type: Driver’s license, NHIA Subscription, Voter ID, National ID otherwise Passport
- Cellular Currency account: MTN Cellular Currency otherwise AirtelTigo Money registered in your term getting at the least a couple months.
You should be a citizen from inside the Ghana more 18 several years of decades. How much ‘s the rate of interest? The interest rates for brand new customers initiate at the 14% for thirty day period, the attention number was exhibited throughout the application before applying. Going back consumers with good reputation of paying their money having Fido on time get better interest rate into the future money, a decreased interest rate is actually 8% to possess a month. How much time will it sample agree my personal consult? In a single second immediately following entry, a cards choice might possibly be found to the screen.
FIDO software evaluates for each and every loan application and put aside the right to deny some programs. The selection can not be stopped therefore we can simply highly recommend you to make use of again immediately after two weeks. My personal request are acknowledged. What do I must create 2nd? Please read cautiously the fresh rules displayed throughout the software if the loan might have been approved. The fresh directions tend to either tell you so you can approve the mortgage arrangement inside the application to accomplish the method, or check out a department having control. Excite comprehend the Get in touch with part to possess opening occasions and you can recommendations to help you our very own branch. When and where have a tendency to my personal FIDO Financing be distributed? Immediately after fully finishing the method, the loan is actually settled immediately. We’ll notify you because of the Texting of the import. How will i pay back the newest FIDO Financing? In the event that financing gets due, you are going to need to import the bucks out of your wallet after the process lower than. To pay that have dollars, you can travel to any Zenith bank department and deposit so you’re able to FIDO’s membership. Remember to use the consumer ID to possess percentage. What goes on basically can not repay the fresh FIDO Loan into-time? Delight contact us with people items connected with the payment from the FIDO Financing. People would-be billed extra penalties getting late money. Fido reserves the legal right to simply take one legal action to recuperate a great costs and you can declaration unpaid individuals into the suitable providers and you will/or government. What’s the minute/maximum loan amount? First time borrowers meet the requirements for all in all, 2 hundred GHC become paid down inside 10 so you’re able to 33 days. The borrowed funds term need to be chose throughout the app when applying.
Using the loan timely will bring you a higher count and you can smaller desire since you climb the steps up to a great maximum of a lot of GHS.
