For up to four payments per month, Even would be as costly as Daily Pay (remember that Daily Pay charges $1.99 per withdrawal).

If you were to require payments more often, then the $8 monthly payment would make Even cheaper. But in the case of one-two payment requests per month, Daily Pay would work payday loans no credit check Burton better.

Compared to PayActiv, Even would again make sense if you will need early money often. You are paying $8 monthly regardless of how many times you use the service (though if you don’t use it for two months, you are no longer charged). PayActiv only charges the $5 bi-weekly fee when you use the service.

11. FlexWage

Although FlexWage payments are again based on partnerships between FlexWage and employers, it offers a few additional services that may interest you.

One of them is Flex Pay – a service that allows you to gain immediate access to one-time compensations like tips, commissions, or bonuses.

Another interesting FlexWage service is the Pay Card – a prepaid debit card that can be used for your FlexWage compensations. Once the money is deposited onto your FlexWage Pay Card, you get access to it immediately.

But the core of FlexWage’s offering is, of course, the OnDemand service that allows you to get a portion of your earned wages before payday. Just like with PayActiv, Even, or Daily Pay.

The fees, however, vary by employer, so to be able to compare the cost-effectiveness of FlexWage with that of other services, you’ll have to ask about FlexWage at your office.

12. Vola Finance

Vola allows you to get up to $300 payments for a monthly fee of $4.99. There are no tips or other fees that you need to pay – only the monthly fee.

An interesting feature of Vola is the Vola Score – a rating system that allows you to get access to lower subscription fees and higher advances. With that, Vola could be an optimal service for you if you will be requiring extra money rather often.

13. Rainy Day Lending

Rainy Day Lending connects you with lenders around the country, providing you with access to up to $50,000 loans with varying terms.

With that, keep in mind that the actual interest rate is difficult to predict. You will have to talk to lenders directly to determine how much you will have to pay for a loan.

You can borrow a loan regardless of your credit score – however, expect to pay higher interest if you have bad credit history.

All in all, Rainy Day Lending provides you with flexibility in choosing your terms, which is great if you want to find something optimal. However, it may take longer to find a good lender than to just use an app like Vola.

14. SoLo Funds

The most interesting thing about SoLo Funds is that it allows you to not only borrow but also lend funds and earn money. SoLo Funds is focused on loans up to $1,000 with terms from 14 to 30 days. There are no hidden fees, and the cost of the loan depends on who you are working with.

Because SoLo Funds offers accessible lending opportunities, you may get way better loan terms here than anywhere else. But, of course, you will have to look around to figure out whether SoLo truly is the best option for you.

15. PockBox

PockBox works exactly like Rainy Day Lending, but it allows you to get loans up to $2,500. So if you don’t need the higher ceiling of Rainy Day Lending, give PockBox a shot.