Since the a cherished member of Merrimack Area Borrowing from the bank Partnership and Bridgewater Credit Relationship, a division off Merrimack Area Borrowing Commitment, we’re invested in helping both you and we worry about your economic fitness. Just like the a selling point of the membership, i’ve married with GreenPath Financial Wellness to give you accessibility you to-on-you to definitely economic guidance, debt management functions, and you can monetary studies units.

Is a listing of all of our solution dedication to offer fair attention and you may fast solution of escalation techniques for Fannie Mae finance (in line with Federal national mortgage association direction):

• Economic Guidance – You can access 100 % free, one-on-you to monetary counseling, and you may financial obligation guidance brought from the caring, certified pros. They will assist you to see your role, learn about alternatives, making a plan to fulfill your targets.
• Financial obligation Management Functions – When you yourself have large-interest credit debt, good GreenPath obligations administration plan might possibly let all the way down their rates so you can pay-off loans faster.
• Housing Services – Benefit from property foreclosure reduction functions, family customer preparation recommendations, and you will contrary home loan counseling.
• Credit history Remark – See your personal credit file and ways to improve your get.
• Student loan Counseling – Know cost options that postpone or lower your payments. Learn the benefits and drawbacks of each approach to help you make the best decision about what is the best for you.

Phone call GreenPath today at the , and one of the kind, caring, NFCC-official counselors will allow you to availability the newest information and you will enjoy your want to make told financial behavior and find the right path to a shiny economic coming. It is 100 % free, no-stress, and you may 100% private.

Financial Monetaray hardship Guidelines We realize you to financial hardship can happen to help you individuals. While you are incapable of make your mortgage otherwise family equity loan payment in a timely manner, we may have the ability to let. I suggest that you consider all solutions prior to risking you can property foreclosure.

As your home mortgage servicer, we’re going to help you as a way to create your fee affordable. If you feel you’re experience an experienced financial hardship, please get in touch with the brand new Lending Review Department during the , ext. 22520.

Avoid Foreclosures Rescue Scams. Help is free! Usually do not have to pay a fee to obtain assistance or information regarding one financial financial hardship system. When you need to focus on a 3rd-party company, ensure it is a good HUD-recognized casing counselor. Having a great HUD-recognized specialist, head to otherwise name .Promise.

Here is a summary of the services commitment to render fair believe and punctual solution of the escalation process getting Fannie Mae financing (according to Fannie mae assistance):

• Stay away from anyone otherwise business one to asks you to definitely pay a fee in return for houses counseling attributes otherwise modification out-of an outstanding financing.
• Beware of whoever says they could “save” your residence for those who signal or transfer across the action in order to your property. Do not sign across the action into the property to your providers or personal unless you are functioning privately together with your financial servicer.
• Never help make your mortgage repayments so you can somebody aside from the financial servicer as opposed to the acceptance.

To see if their mortgage is actually owned by Fannie mae, you might visit the Federal national mortgage association Loan Search site from the . Your website makes you easily determine if Fannie is the owner of your mortgage. Your website is provided simply while the a benefits; you should check with Merrimack Area to ensure in case your loan is actually owned by Fannie mae.

If you do have a car title loans federal national mortgage association financial and you wish to to help you document a conflict with MVCU otherwise BCU concerning your techniques or choice on your financial hardship application, please call or fill in an authored request toward focus from: