The card that claims yes to working for you create your credit history whenever utilized responsibly

Representative (variable) for Aqua Classic

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou grow your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to create re re payments on time or even remain inside your borrowing limit implies that you may spend extra fees and may even make acquiring credit in the near future more costly and hard.

Why Aqua?

Without headaches

Look at your eligibility in under one minute, without any affect your credit rating

Helpful tools

Stay static in control with your handy application, text alerts, of good use guides and much more

Create your credit history

We could allow you to begin your journey to building a much better credit rating once you handle your account well

Usage with Apple Pay

You could make quick and secure purchases on line, through apps or in-store. Include your Aqua card to Apple Pay to begin purchases that are making together with your Apple products. For detailed put up and guidelines see, How to setup Apple Pay.

No effect on your credit history

We assist over 4,000 individuals every week, and then we could say yes for your requirements too. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super you’ll and easy get yourself a reaction within just 60 moments.

37.9% APR

Representative (variable) for Aqua Vintage

We assist over 4,000 individuals every and we could say yes to you too week. Because we use SafeCheck, we are able to tell you whether you’re qualified without impacting your credit history. It is super you’ll and easy have a reaction in under 60 moments.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients say

Tests

Credit available simply to British residents aged 18 and over. At the mercy of status. Terms use. The APR applicable for your requirements shall rely on our evaluation of the application.

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Accessible to make use of with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are businesses registered in England and Wales with subscribed numbers 7297722 and 4134880 correspondingly. They form an element of the NewDay number of organizations. The office that is registered these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and controlled because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can also be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re re re re payment solutions. Aqua is really a trademark of NewDay Cards Ltd, which will be utilized under licence by NewDay Ltd.

Accountable creditfor the modern globe.

Adjustable APRs are priced between 12.99per cent 29.49%. Cards given by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No yearly cost (later and came back re re payment charges use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Accountable credit without costs.

1% – 1.5% cash return and more provides

$500 – $10,000 limitations

APRs 12.99% – 26.99per cent

Not used to credit

Ive never really had credit cards, automobile loan or home loan.

Ive never really had a credit rating.

Im students, someone not used to the U.S., or an user that is authorized somebody elses charge card.

I keep a healthier stability in my checking/saving reports.

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Normal credit

We haven’t defaulted on that loan in the previous 24 months.

We have a credit that is limited, 36 months or less.

Im a gig/part-time worker without having a predictable earnings.

We keep a balance that is healthy my checking/saving records.

Good credit

we have not announced bankruptcy or defaulted on financing within the last few 4 years.

We haven’t been significantly more than thirty days later on any bank card, medical bill, or loan in thelast 12 months.

We have actually possessed that loan or credit card for 36 months or even more with a borrowing limit above $3000.

Information supplied is for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. You could be helped by it be eligible for a Petal bank card, even though you’ve never really had credit prior to.

Insights

Take solid control of the cash, set a spending plan, and monitor your credit rating.

Dashboard

See just what your debt, put up AutoPay, and keep attention on all of your acquisitions.

Invest Planner

Set a spending plan and determine simply how much you’ve kept to expend.

We offer you with the tools you will need to build credit and thrive. Even though the global globe is continually hoping to get you to definitely purchase material.

Its radically simplified interface and mobile application allows you to handle cash, track investing and build credit without great deal of thought.

Whenever people subscribe to the card, theyre offered use of a software that recommends them on cash administration decisionsthe app will tell individuals its good to try to pay back their credit that is whole bill the conclusion of this thirty days, but will maybe not penalize them if they cant.

Petal makes use of a far more holistic and underwriting that is comprehensive to look for the creditworthiness of charge card candidates when compared with conventional banking institutions that depend predominantly for a candidates FICO rating.